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Studying in
the USA

The United States is the most popular country in the world to study abroad. And with good reason! Would you like to benefit from a first-class education, a unique sense of community, and promising career opportunities? Then find out everything you need to know about studying abroad in the USA – from the higher education system and admission requirements to the costs. We will make sure that your dream of studying in the USA becomes a reality!

The Higher Education Landscape in the USA

The USA is a country of superlatives – not only politically, economically, geographically, and culturally, but also in terms of education. Nowhere else in the world are there so many renowned universities. Higher education in the United States is divided into four different types of institutions: community colleges, colleges, universities, and institutes of technology. The unique combination of theory and practice at these institutions attracts young talent from all over the world who want to study abroad in the United States.

Colleges and universities in the US operate as independent institutions. They decide autonomously on the content of their programs and admission requirements. When choosing a college or university in the US, prospective students (including international students) should therefore make sure that the institution has been accredited by an official body. Accreditation acts as a seal of quality and guarantees that certain minimum standards are met in terms of facilities and teaching. Accreditation is particularly important if you do not see your professional future in the US, as a non-accredited university or college indicates a lack of educational standards and its degrees are not recognized everywhere abroad.

The autonomy of colleges and universities ensures fierce competition among educational institutions. In the battle to attract new students, they offer close support, accessible contact between lecturers and students, and small class sizes. For students who study at large, often anonymous universities in other parts of the world, such a comprehensive range of services is frequently a completely new experience. When studying in the USA, campus life is also very important, resulting in a strong sense of community among students. Students not only attend classes on campus, but often spend their entire lives there: there are apartments, shops, and a wide range of leisure activities, especially sports.

Discover Universities For Studying Abroad in the USA

Munich Business School collaborates with selected universities in the US that are renowned for their high academic standards and international environment. Here you will find the most important information about our partner universities. Discover your options for a semester abroad or a dual degree program in the United States.

Five Reasons For Studying Abroad in the USA

It may seem daunting at first to leave the comfort of your home and move to the USA to study. But rest assured: this courageous step will pay off! If you take a closer look, you'll quickly see that the advantages outweigh the disadvantages. We have listed five reasons why it is worth studying in the USA – pretty convincing, right?

 

First-Class Universities

Study where Barack Obama and other Nobel Prize winners studied! According to U.S. News & World Report 2024-2015, 40 of the world's top 100 universities are located in the USA, including Harvard University, MIT, and the universities of the University of California system. America's elite universities have joined forces in the Ivy League.

Flexible Course Selection

The university system in the USA allows you to take time to decide on a major. You have two years to try out different subjects and explore your academic interests. In addition, there are a variety of complementary courses in the humanities and social sciences. Who knows, maybe you will discover a hidden talent during this orientation phase?

Unique Campus Life

Can't get the campus life depicted in Hollywood movies out of your head? Then dive right in and let yourself be swept away by the many possibilities! Since most of life as studying in the USA, including housing and iconic university sports, takes place on campus, a close-knit community develops and you, as an international student, will quickly find friends.

Personal and Professional Growth

Studying abroad in the USA will help you grow enormously, both professionally and personally. You will gain a broader perspective, engage with new research topics, and automatically improve your English skills. By getting to know many new people from all over the world, you will also grow on an interpersonal level, increase your intercultural competence, and make friends for life.

Enhanced Career Opportunities

Studying in the USA is characterized by a high degree of practical relevance and strong networks in industry. You will not only learn dry theory, but will also be encouraged to apply your acquired knowledge in practice – whether in case studies, project work, or internships, putting you in the starting blocks for your career even before you graduate.

Five Must-Knows For Studying Abroad in the USA: Degrees, Grading System, and More


University Degrees and Duration of Study

If you want to study for a bachelor's degree in the USA, you can enroll at either a college, a university, or an institute of technology. A bachelor's program in the USA takes four years, unlike the three years that are common in Europe. This is because the first two years of study are more general and open, with specialization coming later. Since colleges only offer undergraduate studies, you will need to transfer to a university at the latest when you start your master's degree. Whether you choose a traditional university or an institute of technology when studying in the USA depends on your field of study. Institutes of technology offer exclusively technical degree programs. Probably the best known and most renowned technical university in the USA is the Massachusetts Institute of Technology. As is customary, a master's degree in the USA takes two years to complete. A distinction is made between the academic master's degree for scientific programs and the professional master's degree for career-related programs. To obtain the highest university degree in the USA – the doctoral degree – you must study for another three to five years.

 

 

Community Colleges

Community colleges are a special feature of the US higher education system. Originally founded in the 20th century with the aim of counteracting the shortage of skilled workers, they still offer prospective students a local, comparatively inexpensive, and less regulated access to academic education. Study programs at community colleges last two years and lead to an associate degree. Community colleges see their role as preparing high school graduates for the third year of study at a college or university. For this reason, many community colleges and colleges or universities have transfer agreements that allow students who have earned an associate degree to transfer to a bachelor's program and study for two more years to complete their degree.

Studying in the USA without a Traditional Secondary Degree

Studying in the USA without a Traditional Secondary Degree

Think you can’t study in the USA without a high school diploma? Think again! At community colleges, you can even enroll without a traditional secondary degree. Just make sure that when you apply, you plan to transfer to a college or university after earning your Associate Degree, so you can complete a bachelor’s degree in another two years. The Associate Degree alone is not recognized in many countries, including Germany.

Semester Dates

Most universities in the USA use a semester system with two semesters per year: a Fall Semester from August to December and a Spring Semester from January to May. Some other universities, however, use a three-part trimester system with a Fall Term from September to December, a Winter Term from January to March, and a Spring Term from March to June. What both systems have in common is that there are no lectures during the summer months, during the so-called Summer Break from May/June to August.

 

Exams

When studying in the US, instead of one big final exam at the end of the course, there are many small assignments that must be completed during the semester, e.g., homework, presentations, papers, or projects – similar to what you probably remember from your school days. Accordingly, the final exam and midterm exam are less extensive. All assignments are included in the final grade for the respective course.

 

Grading System

In the USA, your grades are given in letters from A to F, with A being the best grade. To pass an exam, you need at least a D; an F for fail is considered a failure. You receive credits for each course you take while studying in the USA. Two ECTS credits from the European system usually correspond to one credit point in the US. If you are an international student studying in the US, you should earn at least 12 credits per semester at the undergraduate level and at least eight or nine credits per semester at the graduate level. Otherwise, you will not be issued the F1 visa required for studying abroad in the US.

Tuition Fees: How Much Does It Cost To Study Abroad in the USA?

Unfortunately, there's no sugarcoating it: studying in the US is expensive. Individual higher education institutions charge tuition fees, which are not set by the government but vary greatly depending on the higher education institution, location, and program.

On average, students pay US$55,000 per year for a bachelor's degree at a private college and US$29,000 at a state college. The costs for a master's degree at a university are often significantly higher, at over US$60,000 per academic year. Since the range of tuition fees in the US varies greatly, these figures are only a rough guide and do not represent actual values. In addition, tuition fees are of course subject to political and economic developments and change over the years. For example, the cost of a college degree rose by almost 170 percent between 1980 and 2020.

Basically, it can be said that the cost of studying in the US depends on various factors:

  • Type of institution: Elite universities charge higher tuition fees than colleges. Community colleges are the cheapest (around $3,000 per academic year), but their degrees are only partially recognized.
  • Private vs. public: Private higher education institutions charge higher fees than public colleges or universities.
  • In-state or out-of-state students: While all students pay the same at private universities and colleges, public institutions differentiate between students who live in the same state as the university/college and students who come from outside the state, including international students. As a rule, students from outside the state have to pay higher fees.
  • Degree: The higher the degree, the higher the costs. A master's degree in the US is therefore more expensive than a bachelor's degree.
  • Field of study: As a rule, humanities programs are more affordable than programs in business or the natural sciences.

Living Expenses in the USA

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Study in the USA for Less: A Semester Abroad Instead of a Full Degree Program

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Dual Degree

Don't want to miss out on an American degree? Then the Dual Degree (two-degree) program might be right for you. You will first study for two semesters in a master's program at Munich Business School and then spend two more semesters at the Metropolitan College of the renowned Boston University in the USA. After successfully completing your studies with a master's thesis, you will have two degrees: a German Master of Arts from Munich Business School and an American Master of Science from Boston University!

Studying Abroad in the USA: Our Partner Universities

With Munich Business School (MBS), your dream of studying abroad in the USA can come true! At MBS, stays abroad are an integral part of the bachelor's and master's programs. Here, internationality is not only taught, but also lived. Of course, the USA is also represented in MBS's global network of partner universities. Get an overview of the universities in the USA where you can study with MBS.

How Can I Finance Studying Abroad in the USA?

“How can I possibly afford to study in the US?” Due to high tuition fees, this question often dominates discussions about studying abroad in the US and has certainly prevented some students from realizing their dream. But it doesn't have to be that way! Of course, you will need financial support from your family or your own savings to study in the USA. However, there are also external options that can help you finance at least part of your tuition fees and living expenses. Here is an overview:

Scholarship

Many US universities offer scholarships for (international) students.

They are divided into merit-based scholarships (for applicants with outstanding academic achievements), need-based scholarships (for applicants with limited financial resources and outstanding academic achievements), sports scholarships (for students with exceptional athletic achievements) and lump-sum scholarships for international students. These scholarships are generally intended for students who are studying full-time in the US. If you are studying in the US for a shorter period of time, for example as part of a semester or year abroad, you can apply for a scholarship from a number of public, private, or church organizations. Among the best-known scholarship providers for the US are the DAAD (German Academic Exchange Service; for Germans) and the Fulbright Commission.

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Auslands-BAföG (only available to German citizens or students with a special residency status in Germany)

The great thing about BAföG for students studying abroad is that students who are not eligible for BAföG in Germany may also be eligible.

So check directly to see if you meet the relevant requirements. If so, your tuition fees in the United States will be subsidized by up to €5,600 for a maximum of one year – regardless of whether you are studying in the USA for a semester abroad (at least 12 weeks) or completing an entire degree program there. In addition, for the entire duration of your stay abroad, you will receive a monthly allowance for living and accommodation costs, a lump sum for travel expenses for the outward and return journey, and a supplement for international health insurance.
Half of the BAföG for studies abroad is a grant and the other half is an interest-free loan, which means that you must repay half of the money you receive after completing your studies. The subsidy for tuition fees is exempt from repayment.

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Working in the USA

With a student visa, you can work up to 20 hours on campus as an international student in the US.

After one year, it is also possible to find employment off campus under certain conditions. A part-time job can help you offset some of the high costs of studying in the US. At the same time, you will immerse yourself even more deeply in US campus life and experience the country and its people up close – a very unique experience. However, make sure that your studies do not suffer as a result of your part-time job, as every semester you spend studying in the US means additional costs.

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Student Loan or Educational Fund

There are various providers that can help you finance at least part of your dream of studying abroad in the USA. 

For students from Germany or with a connection to Germany, there are several options: The KfW Study Loan is suitable if you only want to study abroad in the USA for one or two semesters. The Federal Education Loan (Bildungskredit) finances both semesters abroad at master's level and complete master's programs in the USA. The private education fund Deutsche Bildung focuses explicitly on studying abroad. If you are not from Germany, please check individually which loans or education funds are available in your country.

Before signing any contract, you should carefully compare the providers and be aware that these financing models are loans and that you will have to repay the money you receive (plus interest). You can find more details on how student loans and education funds work on our blog.

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Admission Requirements for Studying Abroad in the USA

If you want to study in the USA, it's not enough to just have the necessary funds. To ensure that your application and entry into the USA are successful, you need to take care of a few academic requirements and legal matters in advance. We have listed the most important points for you:
 

  • Educational qualifications: To complete a bachelor's degree in the US, you need at least a high school diploma or equivalent. For a master's degree in the US, you need a bachelor's degree, and for a doctorate, you need a master's degree. A special feature of the US higher education system is the community colleges, where you can study in the US even without a traditional high school diploma. In most cases, a secondary school diploma in combination with two years of vocational training is sufficient.
     
  • Sufficient English language skills: Most universities in the US require international students whose native language is not English to take a standardized language test, such as TOEFL or IELTS. The minimum score required depends on the level and subject of study.
     
  • Academic aptitude tests: Tests such as the SAT, ACT, or GMAT are typical in the US. Using language and math tasks, universities assess whether applicants have the analytical and technical skills required to study in the US.
     
  • Transcripts, letters of recommendation, and motivation letters: Since universities in the US decide on their admission requirements independently, they place a lot of importance on good grades, relevant qualifications, and motivation, especially for international applicants who want to study in the US. You should give your teachers enough time to write your letters of recommendation. The same applies to the letter of motivation, which is typically written in essay form in the US. It forms the core of your application, so make sure you adhere to the content and formal requirements.
     
  • Visa: If you want to study in the US for a limited period of one semester or one year as part of an exchange program, you will need a J visa. For a full degree program in the US, however, you will need an F visa. Once your place at the university has been confirmed, you will receive the documents you need to apply for a visa from the US university. You will then need to appear in person at a US consulate (preferably in your home country).
     
  • International health insurance: Health insurance is mandatory in the USA. Students are usually automatically insured through their university, but in some cases they can also take out equivalent private insurance.

Discover Destinations For Your Study Abroad Experience

You know you want to study abroad, but where should you go? The whole world is at your feet and you are spoiled for choice. North or south? A prestigious university that will give your career a real boost, or a semester abroad that feels more like a vacation than hard work? Ideally, you want it all. How can you possibly decide?

Our info pages will help you find the right destination and university for your study abroad adventure  – whether in Europe, the US, or overseas:

Frequently Asked Questions (FAQ) About Studying in the USA

Studying in the USA is a dream for many young adults – and with good reason! At the same time, studying abroad in the USA is a big step that needs to be well planned and financed. To give you a better overview and provide you with the best possible support in organizing your stay, this FAQ section provides answers to frequently asked questions about studying abroad in the USA.

Can I study in the USA as a foreigner?

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How much does it cost to study in the US?

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How can you get a (100%) scholarship for the USA?

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What is a college in the USA?

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What is the difference between a college and a university in the USA?

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Note on readability and salary information: The salary ranges given refer to Germany.